Friday, August 21, 2009
Ode To A Pick-Up Truck
Introducing Malibu Ken. He's traditional, he's cute, he's mostly made of plastic.
He's the cause of my angst as of late. In late July, Bick made the gentle suggestion that perhaps it was a good time for me to buy a new car. Several incentive programs made the deal attractive, he said. He told me that Mitzi wouldn't last forever and if I was considering making another purchase in the next two years, now would be a good time.
All of this sent me into a near-panic - dealing with car dealers, taking on debt after just getting clear, trading in Big Red, could I even get financing? I told Bick I would have to approach this slowly. I needed a while to take it all in and make a decision.
So tomorrow, I deliver Big Red. I'm holding a wake tonight. Pebbles has said that after 20 years, it's like putting a family pet to sleep and she's right. That truck has done some wonderful things for me and for her. Her mega-watt smile came because her Momma didn't have to make a vehicle payment for the last 16 years so I could afford the 7k in orthodontia. Because I chose to drive that truck gently and tenderly for well over 300,000 miles, my daughter has a college education that was primarily cash and carry. Because that truck held together, I could eat while putting her through school. Because I chose to install a new engine for 2,500 dollars some years ago rather than buying a new or used car, I was able to crawl out from under a mountain of debt (until now, that is).
Malibu Ken will be my 5th ever car. My Aunt in WA is 72 years of age and she is thinking of trading in her 3rd ever car. How's that for stamina? We know how to hold on to vehicles in our family for sure. I think she's going to buy a new Camaro.
Over the last couple of weeks I discovered that I do have some money issues. I'm fabulous at saving and paying off billsand being thrifty and frugal. I was in that mode for so long that I've got that down pat. It was deciding to spend money that was the problem. Filling out a credit ap was one of the most stressful things I've done in a while. I'd been doing the ostrich thing about my credit score - not knowing really how the ExMrRoxie#2's post-divorce bankruptcy would affect my credit score. I didn't know if lenders would look kindly upon someone who once had 45K in credit card debt alone. Turns out, it was all okay. And I do realize that mine are nice problems to have. But it was time to face all of this head-on. So I learned a few things along the way and by noon tomorrow, it will all be over. Except for selling Mitzi - and there's a line of folks who want to buy her.
Exercise and food have been good this week. I've got a must-do luncheon today, so the gym is out, and then tomorrow bright and early is the car swap (all the negotiating etc is completed, it's just a matter of delivering, signing and driving Malibu Ken back home). I'll do my best to work in some exercise on Saturday. Right now, I'm off to start the day with some YOGA. Yay me.
Take good care of yourself. Be kind to others. Know your worth.